How To Get Help With Veterinary Bills

Help With Vet Bills


For many pet owners, a beloved animal's illness or injury can be an enormous financial setback. Due to the prohibitive cost of surgery and treatment, often the only option is to put the sick or injured animal down, a tragic and unthinkable ordeal for everyone involved. If your pet needs veterinary care, there are some resources that can help you pay the vet bills without going broke. 

Payment Plans
Many veterinary clinics offer payment plans for pet owners who can't afford to pay the entire bill at the time of service. Check with your vet to see if they offer a payment plan.

Veterinary Medicine Schools
If your region has a university with a Veterinary Medicine program, contact that department to determine if they have a teaching hospital. Programs such as these often treat animals at a fraction of the cost charged by private clinics. 

The Pet Fund
The Pet Fund is a national 501(c)3 non-profit organization that helps fund non-emergency, non-basic veterinary care. Applications are accepted at any time; however, there is almost always a waiting list. A phone call to determine eligibility is the first step in receiving assistance from Pet Fund. If you are given the green light on the phone, you will be directed to the online application, which requires proof of income, a written summary from the veterinarian of the type of treatment required and an estimate of charges, and the medical license number of the treating veterinarian. If funding is awarded, it is paid directly to the clinic.

CareCredit is a company that offers a credit card which allows you to charge your healthcare costs and pay them off monthly, just as you would with any credit card. Through CareCredit, you can apply for a veterinary credit card, which offers monthly payment options that will fit your budget. The card can be used for preventive healthcare and for emergencies. 

Pet Insurance
Health insurance for your pet costs anywhere from $10 to $50 a month, depending on the type of coverage and the deductible. Considering the high cost of veterinary care, insuring your pet is a cost-effective way to protect your pocketbook in the event of an emergency. Plans range from comprehensive major medical to less expensive wellness and injury coverage and cover everything from shots and medication to x-rays and surgery. Some restrictions apply.

Other Resources
Your local humane society, SPCA or ASPCA chapter will be happy to provide you with information about national and local organizations that can help with veterinary costs, as well as refer you to low-cost veterinary clinics. 

The Bottom Line
Taking good care of your pet is the best way to avoid expensive veterinary bills. Always keep your pet on a leash when out and about. Provide him with healthy food and plenty of water, love and exercise. Keep his shots up to date and take him in for annual preventive care. Arm yourself with information about health risks that pertain to your particular species and breed to help you determine the best way to help your pet live a long, healthy life.


Have questions about your pets? Visit our pet questions library


Article Tags: #Pet Health Care #Help With Veterinary Bills #Veterinary Bills #Help With Vet Bills #Assistance With Vet Bills
Share     Report     Print Article